Call on a business man at business times only and on business transact your business and go about your business,in order to give him time to finish his business.

HOME MORTGAGES

We offer Home Mortgage Loans FHA or VA on Properties For Sale,Hotel zoned properties,Night Clubs and. Commercial Properties. Re-financing could be an option for you. Licensed Mortgage Brokers. Nationwide. If you have your own financing or cash money we can offer you a discounted price on any property for sale and there is no credit check done on you. Check with us as updated listings become available and change weekly or monthly. All sale prices are in United States Dollars but we will convert your currency for you if a Foreign Investor or Buyer. If you could buy a home at 25 to 50 percent off the market value or at an property auction sale. How many would you buy? Who will be the new Donald Trump of the 21st century? Some of these properties that we are seeing now are at Fire-sale prices. Which basically means the market value has dropped down so much making the property less than the purchase price (some call this underwater or being up side down in your mortgage), you can now buy it at a bargain, the property is in bad condition and that you must put lots of money into it to make it live able, lease it or rent it.

Before you buy we suggest you have the home inspected by a Home Inspector and appraised. You want to make your home an asset and not a liability. Talk with a Realtor,a Lender,Mortgage Broker or an Attorney. Try to get at least three different appraisals or quotes from different sources Realtor,Owner,the selling price of homes in that area (city and state), sub-division or neighbor-hood. The Internet,Home Magazines and the Local Newspaper. This can save you a  lot of money. Florida is a mortgage state with a judicial foreclosure process.  A ''FORECLOSURE'' purchase is final. Any problems or repairs are yours. You can get a great deal or it can turn out to be a nightmare. At this point your home becomes a liability.

Try to get a fixed interest rate (30, 20 or 15 year) on your mortgage. That way you know what your payments are for the life of the loan. A variable low rate or (ARM) Adjustable-Rate Mortgage can get you in a home with very little down payment but in one, two or five years your rate will go up (balloon) and you might not be able to make the payments and end up with a default on your loan, have to sale your home or foreclose. For ex-sample you have an ARM loan of $800.00 a month for 24 months (two years) then your fixed mortgage rate is $1200.00 for the remainder of the loan  336 months or twenty eight years. This is a conservative number but some are much higher. Please be sure to read the small or fine print before you sign any contract or loan. All payments are made by Bank Wire Transfer ( same day to 3 business days in the United States or 3-5 business days on International Bank Wires ), Western Union Draft, Cash, a Personal or Company check (all checks are pre-approved before a bank deposit is made).