HOME MORTGAGES

We offer Home Mortgage Loans (FHA or VA) or Refinance Services.Commercial and Church Loans.Re-financing is available.Licensed Mortgage Brokers.Nationwide and soon World-Wide.Before you buy we suggest you have the home inspected and appraised.Try to get at least three different appraisals or quotes from different sources (Realtor,Owner,the selling price of homes in that sub-division or neighbor-hood).The Internet,Home Magazines and the local Newspaper.This can save you a  lot of money.A ''SOLD AS IS'' or a ''FORECLOSURE'' purchase is final.Any problems or repairs are yours.Try to get a fixed interest rate (30 or 20 year) on your mortgage.That way you know what your payments are for the life of the loan.A variable low rate or (ARM) Adjustable-Rate Mortgage can get you in a home with very little down payment but in one,two or five years your rate will go up (balloon) and you might not be able to make the payments and end up with a default on your loan,have to sale your home or foreclose.Please be sure to read the small or fine print before you sign any contract or loan.All payments are made by Bank Wire Transfer or a pre-approved check.Call us at 1-800-756-3066 ext.1032 or fax us at 1-888-252-9451.You can also email us at support@sirjamesinc.com.